8. Insurance

The club has a valid certificate of insurance for all participants, programs and activities, equipment, staff and volunteers.

What insurance policies and coverage exist within the club or through sport membership affiliation?  Do they cover the scope of the standards? Take an inventory of the club’s insurance policies. Your current and previous year’s budgets will outline these costs and give a good idea of the policies in place. Club insurance coverage may be part of your sport membership affiliation, or your club may have put this in place. If it is in place through your sport governing body, have their broker verify coverage to the standard. If the club itself holds the coverage directly with an insurance provider, ask your provider to verify these requirements have been met by providing a certificate of insurance.

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